Tuesday, March 20, 2018


Good morning dancers, over the years many have asked about the Insurance we have through EOSARDA, and we never seem to have all the answers. This morning I found the most information on the CSRDA Website and thought I would post it here. you can find out more if you click here it will take you to the society's website on insurance.

Third Party Liability Insurance

What is Third Party Liability Insurance?
Third Party Liability Insurance is provided as a benefit of membership in the Canadian Square & Round Dance Society. The insurance is to protect members from claims by a third party for: Bodily injury, death, or damage to property.
The first party is comprised of the members of dance organizations that make up the Society. We are called the “insured”.
The second party is the insuring company, which most likely is referred to as the “insurer”.
The Third party” means someone else outside our dancing organization or the insurance company with whom we deal. Typically, it is the corporate or individual owner of a hall or a building or other facility which we use for dancing or dance related activities. It could also mean some person or organization we deal with to buy something, or obtain some service from, or provide some service to.
One important point when considering the third party liability insurance is that it is business insurance, and the Society’s insurance policy is a standard Non Profit business policy. At first glance, it may appear that we do not fit easily into this type of insurance, but we do.

What is our business?Our business is dancing. We tend to treat it as a hobby or recreation, but take the viewpoint that we dance for money and that we spend a lot of time practicing (weekly dances) in order to perform publicly (demos) to sell our product (dancing for fun, health, recreation, etc.).
Cross Liability:We have, as well, “cross liability” included in our insurance policies so that someone within the square and round dance movement can take legal action against someone else within the movement.

The Insurance Policy

What to do in the event of an incidentIn the event of an incident, members should render first aid and assistance as considered practical in the situation. If warranted, emergency services should be contacted. At the first available opportunity, notification should be given by phone to the person handling the membership duties of the Federation/Association. It should be followed up in writing providing the details of the incident as follows:
  1. How, when, and where the occurrence took place
  2. The names and addresses of any injured persons, and of witnesses
This written report must be sent to both the CSRDS Membership Chair and the insurance company’s account manager.
In the event a claim is made or action brought against a member, the member must:
  1. Provide prompt notification to the Society’s membership person of demands, notices, summonses, or legal papers received in connection with the claim or action;
  2. Authorize for the insurance company to obtain necessary records and information;
  3. Co-operate with the investigation and assist with the settlement.
Generally, members should render all reasonable assistance possible for the protection of life and property. Then, at the first available opportunity, make notes of what happened. Notes greatly assist in any resulting legal inquiry. The best guide for the notes are: “who”, “where”, “what”, “when”, “why”, and “how”.

What to Expect in a Legal Process

The legal process is called “litigation” and although it sounds complicated, it is usually straight forward.
We are lucky that square and round dancing is a safe activity. We have had national and provincial insurance in place since 1978, and have had very few cases that involved insurance.
However, there have been accidents, such as:
  • Walking into a glass window;
  • Falling off a ladder while decorating a hall;
  • Falling off a float in a parade;
  • Slipping and falling while dancing.
Even though we are a “safe” activity, accidents do happen. That is why we are insured. And we get our insurance at such a low rate because we are a low risk activity.
The legal process is sure, but slow. Someone claims that someone else is responsible for something and demands damages. Both sides hire lawyers. Most of the time, out-of-court settlement is made, as this is the quickest method for all concerned. There have been cases in square dancing when the insurer paid for some minor breakage, rather than go through the legal proceedings.
For a large claim, there will be a “discovery” prior to any trial when evidence is given and each side weighs its chances. Settlements often occur here. If no settlement is reached, the case goes to trial. It takes at least one year for even minor cases to go to court. If there are appeals, then it drags on and on.
If you follow Supreme Court decisions, they are usually giving a judgment on something that occurred five or more years ago.
Legal fees are also a consideration here. Lawyers bill by the hour. However, if you have liability insurance, then the insuring company covers all the costs. It still takes time, but at least we are not personally liable to pay the bills.

Sunday, March 18, 2018


Good morning on this the day-after St. Patrick's Day, and I have to wonder, just how cold can it get on the 18th of March, well now! -19 C may not be a record cold day, but it's pretty close. 

What do we have for a program at the Cookie Club today? Coordinate from 3 & 1 lines is at the top of the list, followed by some Motivates and Cast A Shadow from a Column. Maybe this is looking back a little but some Crossfire's with the Boys as Centres or Spin Chain The Gears starting with the Boys as Centres, might cause a little thought or mind exercise. I am looking forward to watching some good smooth thought provoking dancing this afternoon.
Take care of yourself and each other and I'll see you on the dance floor

Sunday, March 11, 2018


Good Sunday morning to you, and you must put your clocks ahead one hour this morning. This will be a sort of cloudy day with a slight chance of sunshine around noon and the temperature getting up to +1 C or so.

I know some dancers are maybe wondering what we will dance at the Cookie Club this afternoon. I plan to work a little with T-Bones and explaining what has to happen to make this formation (concept) work successfully, also a little work with Coordinates, and Motivates, as well as trying to cover all the Calls on the Advanced List, A1 &  A2, which seldom happens as we get working on some other Call that needs a little clarification.

The schools are now closed for March Break, so there will not be any dancing tomorrow evening at Adams Aces.

That's all for this morning so take care of yourself and each other and I'll see you on the dance floor.

Sunday, February 25, 2018


Good February 25th Sunday morning to you. Yes of course it's Cookie Club, if you're in doubt just take a look outside, it's windy, half snow, half freezing rain, -3C, yep, it's Cookie Club Sunday for sure.

We will be at Cookie Club this afternoon because the Hobbs Centre is only 300 yards away, you on the other hand must decide if you want to drive or not. It is supposed to stop this nonsense around noon and clime to +8 C by 4:oo O'clock this afternoon. So judge yourself accordingly.

Take care of yourself and each other and I'll see you when I see you.

Monday, February 19, 2018


Happy Family Day to all, we hope your day is relaxing and fun. To Dancers from Adams Aces remember the school is closed and there is no dancing tonight.

Thank you to all who supported our Plus Positional Dancing on Saturday, we hope you had a grand old time, enjoyed dancing in a capacity filled hall, and had either a happy learning experience or a "Oh Yeah !" memory refreshing afternoon. Thank You to my fellow Callers for your support, and Thank You to the dancers who helped setting up the chairs and my equipment, we are forever grateful. If you would like to do this again before the end of April and the close of our Square Dance Season, and prior to the Convention, please let me know and we'll do our best to set it up.

That's about all I have for this morning, enjoy Family Day, take care of yourself and each other and I'll see you on the dance floor.

Saturday, February 17, 2018


Good morning to you on this cold February 17th. with a temperature of -21 C and heading for a high of -2 C by this afternoon. Fortunately, Judy is on the mend from her "not feeling well and spending yesterday afternoon at the clinique to find she is okay, with nothing contagious". Thankfully she will be with me this afternoon, although "I Think" she should not be dancing.

Back in October/November, following some conversations with Dancers who had either danced at PJ's or have gone on to dance Advanced & Challenge, who felt they were loosing their Plus Skills. I thought it might be a good idea to hold a Saturday afternoon Plus Dance that would allow Dancers to get a little more floor time and brush up on their Plus Dancing skills, today seemed to be a long way off, now it's here.

We hope to see you this afternoon at "The Alexander Community Centre" 960 Silver Street, just off of Shillington near Merivale Rd. For 2 & 1/2 hours of "as smooth as I can make it, Plus Square Dancing" with lots & lots of what you already know and a little of what you might not remember or know. As always if there is something in particular you would like to go over or walk through, just let be know and I'll work it into the program. 

Drive safely, take care of yourself and each other and we'll see you this afternoon 2:00 - 4:30 PM.

Sunday, February 11, 2018


Good morning to you on this February 11, 2018 as the daylight hours slowly increase and the risk of freezing rain is close at hand, such is the forecast for this afternoon.
What do we do about the Cookie Club? To tell it like it is, is there is a high risk of freezing rain and since we only have to travel a couple of hundred yards there isn't a problem, but for you having to drive to get here and back home there is an issue. We will be at the Cookie Club this afternoon and you will have to make the decision as to weather you want to drive or stay home. If you attend we will be very happy to see you, or if you stay home we'll be happy knowing you did and that you are safe. That is the best I can tell you, you decide.

Tomorrow evening is Adams Aces and the forecast is sunny with cloudy periods in the afternoon so it should be decent winter driving. Anyway that's all I can tell you this morning, take care of yourself and each other and above all else, if you drive, drive safely and keep an eye out for the ones who do not, and there are lots of them on the roads.